Protective Life Insurance Company

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A.M. Best Rating:
A+
Superior
S&P Rating:
AA
Excellent
BBB Rating:
A-
Excellent

About Protective Life Insurance Company

Protective Life Insurance Company was established on a profound belief in the American dream: Provide quality products with excellent service and success will follow.

Since 1907, Protective Life Insurance Company has remained true to its core beliefs: Quality, Serving people, and Growth.

This unwavering commitment to doing the right thing for the people we serve has been rewarded with stable, long-term relationships and continuous growth.

Today, Protective Life is one of the nation's leading insurance companies, proving the wisdom of our Company's vision: Doing the right thing is smart business.®

Protective Life Insurance Company Details
A.M. Best Rating:A+
S&P Rating:AA
BBB Rating:A-
Phone800-866-3555
Websitewww.protective.com
Address

Protective Life Corporation 2801 Highway 280 South Birmingham, AL 35223

Our review for Protective Life Insurance Company

Protective offers a unique term product that’s a hybrid of a term and universal life policy. The policy gives you the option to extend it past the original term.

It’s a well-priced product and a good fit for many people. Applications are taken during a 30-minute phone call with a Protective representative. With an average approval time of 2-3 weeks, Protective is quicker than most companies that require an exam.

Products of Protective Life Insurance Company

Custom Choice UL - Term

Acting as a universal life policy, the pricing and structure of the Protective Custom Choice UL plan is similar to a standard term life insurance policy.

It’s a great fit for those who want to keep a decreasing amount of coverage after the end of the selected term. Protective also offers competitive underwriting for a variety of health conditions and allows for electronic delivery of documents and policies.

Details
Length of coverage:10, 15, 20, 25 or 30 year
Minimum coverage:$100,000
Maximum coverage:$1,000,000
Estimated time to approval:7 - 25 days
Product features:
Brochure:
Custom Choice UL Brochure
Income Provider Option Guide

Protective Life Insurance Company Reviews

The following reviews are published by True Blue Life Insurance customers, after purchasing a life insurance policy issued by Protective Life Insurance Company.
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OR nte.New_testimonials_engines_id is NULL) [1] => AND c.code = :company ) Time: 0.023641109466553
May. 1st, 2020
Product:
Protective Life Insurance Company Classic Choice Term 30
Policy length:
30 years
True Blue agent:
Nikki Walker
May 1st, 2020
Tyler Underwood Verified
Houston, Texas
The process was fast & easy
Was this review helpful?
Product:
Protective Life Insurance Company Classic Choice Term 30
Policy length:
30 years
True Blue agent:
Nikki Walker
Nov. 9th, 2018
Product:
Protective Life Insurance Company Custom Choice UL
Policy length:
20 year
True Blue agent:
Bob Young
November 9th, 2018
Sam Dupre Verified
Indiana
Protective Life made the application and interview process simple and easy. I was able to do everything I needed online and my application was processed quickly.
Was this review helpful?
Product:
Protective Life Insurance Company Custom Choice UL
Policy length:
20 year
True Blue agent:
Bob Young
Jun. 8th, 2018
Product:
Protective Life Insurance Company Custom Choice
Policy length:
10 years
True Blue agent:
Jason Alper
June 8th, 2018
David Robbins Verified
Johns Creek, Georgia
Several times during process there seemed to be significant confusion as to what needed to be done or lack of communication.I am not so sure that some of the issue is the IT organization or design within Protective.
Was this review helpful?
Product:
Protective Life Insurance Company Custom Choice
Policy length:
10 years
True Blue agent:
Jason Alper
Jan. 14th, 2018
Product:
Protective Life term 10
Policy length:
10 years
True Blue agent:
Cheryl Schlenkert
January 14th, 2018
William Springer Verified
West Chicago, Illinois
Very easy to work with.
Was this review helpful?
Product:
Protective Life term 10
Policy length:
10 years
True Blue agent:
Cheryl Schlenkert
Oct. 17th, 2017
Product:
Protective Life Insurance Company custom choice ul 15
Policy length:
15 year
True Blue agent:
Cheryl Schlenkert
October 17th, 2017
Joseph Colburn Verified
Lehigh Acres, Florida
looked out for my interest. gave me better rate.
Was this review helpful?
Product:
Protective Life Insurance Company custom choice ul 15
Policy length:
15 year
True Blue agent:
Cheryl Schlenkert
Oct. 2nd, 2017
Product:
Protective Life Pacific PRIME Term 10
Policy length:
10 years
True Blue agent:
Jennifer Plisch
October 2nd, 2017
Timothy Schofield Verified
Delaware
great life insurance company very quick coverage for me
Was this review helpful?
Product:
Protective Life Pacific PRIME Term 10
Policy length:
10 years
True Blue agent:
Jennifer Plisch
Sep. 7th, 2015
Product:
Protective Life Insurance Company Custom Choice UL - 30 Year No Lapse
Policy length:
30 years
True Blue agent:
Cheryl Schlenkert
September 7th, 2015
Kristi Nash Verified
Plano, Texas
The service was great!
Was this review helpful?
Product:
Protective Life Insurance Company Custom Choice UL - 30 Year No Lapse
Policy length:
30 years
True Blue agent:
Cheryl Schlenkert
Jan. 17th, 2015
Product:
Protective Life Custom Choice UL 30
Policy length:
30 year
True Blue agent:
Bob Young
January 17th, 2015
Elizabeth Iciano Verified
Florida
It was a very long process. Bad experience.
Was this review helpful?
Product:
Protective Life Custom Choice UL 30
Policy length:
30 year
True Blue agent:
Bob Young
Jun. 12th, 2014
Product:
Protective Life Insurance Company Custom Choice UL - 15 Year No Lapse
Policy length:
15 years
True Blue agent:
Cheryl Schlenkert
June 12th, 2014
Christopher Tracy Verified
Tacoma, Washington
It was easy, simple, and convenient.
Was this review helpful?
Product:
Protective Life Insurance Company Custom Choice UL - 15 Year No Lapse
Policy length:
15 years
True Blue agent:
Cheryl Schlenkert

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