Heart attack & stroke insurance
Similar to the cancer plan, if you suffer from a heart attack or stroke, you will qualify to receive your insurance plan’s benefits. This includes a lump-sum payment of $10,000 to $100,000 upon diagnosis. In addition, Mutual of Omaha will pay for your treatment, as well as preventative screening costs.
What is covered under the Heart attack & stroke plan?
- Heart attack
- Stroke conditions
- Coronary Artery Bypass Surgery
- Coronary Angioplasty Surgery
What expenses are covered?
- Inpatient hospital confinement
- Hospice care
- Ambulatory transportation
- Drugs and medications received while hospitalized
- Follow-up visits by a doctor or surgeon
- Preventative screening
How much does heart attack & stroke insurance cost?
While the cost can be affected by personal situations, we ran a few sample prices.
Male/Female age 40: $22/month for $25,000 instant benefit
Male/Female age 40: $45/month for $50,000 instant benefit
Based on the samples above, a 40-year-old man or woman would pay $22/month for $25,000. That would be $264 per year. If you kept this coverage until age 80, the total cost would have been $10,560.
Is heart attack and stroke insurance worth it?
According to heart.org, about 735,000 people have a heart attack each year in the United States. 795,000 people suffer from a stroke each year as well.
This accumulates to over 1.5 million individuals suffering from a heart attack or stroke in the United States alone each year.
The median uninsured individual will pay $53,384 for a heart attack and $31,218 for a stroke. If you do have insurance, chances are likely the majority of costs will be covered. But that still leaves you with out-of-pocket costs, travel to hospitals, missed work, and other factors. These factors typically accumulate to thousands of dollars.
We believe that if $22/month adds peace of mind, it’s worth every penny. And if you do ever suffer from a heart attack or stroke, you’ll get a $25,000 lump-sum payment. Mutual of Omaha will cover treatment and surgeries as well.