Life Insurance for Vapers, Smokeless Tobacco Users, and Cigar Smokers

Last updated December 11, 2018

While life insurance companies penalize customers for smoking, people often assume it is only cigarettes that the insurance company cares about. In actuality, consuming anything nicotine related is considered tobacco use regardless if it is smoking related or not. Insurance companies are starting to adjust some of their standards based on frequency of use, but not on the method consumed.