Life insurance that rewards your healthy living.
John Hancock has teamed up with Vitality for a rewarding life insurance experience.
Choose the coverage amount and duration, find a policy that meets your needs, and get insured as fast as tomorrow.
For most, it’s that simple.
Even if you are older or have/had health conditions, you can still earn rewards for maintaining a healthy lifestyle.
Earn An Apple SmartWatch
Want to get an Apple SmartWatch Series 3 for $25? (reg. price $279)
John Hancock’s partnership with Vitality, a leader in turning healthy living data into quantifiable metrics for insurance companies, allows you to pay only $25 for the Apple SmartWatch Series 3 as long as you generate enough points to meet the remainder of the balance.
Don’t want the Apple SmartWatch? No problem. Vitality is compatible with dozens of wearables that can track your daily routine and calculate your points via the connection to their app on your phone.
Want to learn more? Check out how Vitality is changing the face of insurance with their wearable technology here.
How Does This Work?
Life insurance, like most types of insurance, is based on risk. The healthier you are, the less of a risk you are and the better your life insurance rates will be.
With your John Hancock policy, your health and activity metrics are tracked using the wearable technology of your choice (FitBit, Apple SmartWatch, etc…) and sent to Vitality through the app on your mobile device.
Every month, Vitality sends a report to John Hancock informing them of all the activity you had during that time period in the way of points. The more points you gain, the lower your rates for life insurance become.
From there, John Hancock lowers or raises your life insurance premiums based on your reported metrics, rewarding you for the healthy living choices you make each day.
Frequently Asked John Hancock Questions
What other rewards does Vitality PLUS offer?
Aside from the Apple SmartWatch for $25, membership in Vitality PLUS provides:
- Free 12 months subscription to Headspace
- $600 in healthy food savings from retailers like Walmart
- Shopping and entertainment rewards from Apple, Amazon, and Hotels.com
- 20%-40% off other wearable fitness devices from FitBit and Garmin
Is all my information sent to John Hancock? Is my personal data safe?
With the John Hancock partnership with Vitality, Vitality only sends the number of points you have collected to the insurance company for them to adjust your premium. John Hancock doesn’t see your daily information or GPS signatures, only the points assigned.
Is John Hancock a good company to go with?
Founded in 1862, John Hancock Financial provides an array of financial services to both individuals and businesses out of their home office in Boston. Not only does John Hancock maintain a high level of financial stability, it ranks as one of the highest in customer satisfaction and has one of the lowest complaint ratios in the industry.