Age50 – 8050 – 8525 – 8050 – 80
Coverage Amount$5,000 – $25,000$5,000 – $25,000$5,000 – $25,000$2,000 – $30,000
Medical Exam RequiredNoNoNoNo
Accelerated Death Benefits?YesYesYesYes
Graded Benefit2 years (refunded premiums plus 10%)2 years (refunded premiums plus 10%)3 years (refunded premiums plus 6%)3 years
Price$56.55 per month$63.17 per month$79.87 per month$131.82 per month