Independent Order of Foresters

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A.M. Best Rating:
A
Excellent
S&P Rating:
A
Excellent
BBB Rating:
Excellent

About Independent Order of Foresters

Foresters is a leading international life insurance financial services provider with a unique history that spans more than 140 years. The organization was founded in 1874 and, in the spirit of fraternalism, aimed to provide life insurance for average, working families. Now in its third century, Foresters continues to champion the well-being of families through quality life insurance and investment products, unique member benefits and inspiring community activities.

Over several decades, Foresters has led the way in pioneering many firsts in the North American insurance landscape. One of the organization’s first leaders was Dr. Oronhyatekha, a Mohawk who was one of Canada’s first Native doctors to practice western medicine.

A man ahead of his time, Dr. Oronhyatekha championed the rights of women, children, and minorities. During his tenure, he insisted on admitting women as full members and provided benefits to the orphans of Foresters members. The new Foresters Historical Mosaic showcases our fraternal heritage through archival documents including handwritten proclamations, medals, certificates, and other beautiful artifacts. And, our extensive collection of historical photographs and newspaper articles provides a virtual journey through time, capturing both important historical landmarks and the shifting needs and expectations of society.

Through the industrial, cultural and digital revolutions, Foresters has been there to support families and communities. Foresters champions the well-being of families. This requires us to attend carefully to our own financial health. Foresters continues to maintain its strong financial position with total assets of almost $12 billion CDN, total funds under management of $28 billion CDN and a surplus of $1.9 billion CDN.

Independent Order of Foresters Details
A.M. Best Rating:A
S&P Rating:A
BBB Rating:A-
Phone1 800 828 1540
Websitewww.foresters.com
Address

PO Box 179 Buffalo, NY 14201

Our review for Independent Order of Foresters

Foresters is a leading international life insurance financial services provider with a unique history that spans more than 140 years. The organization was founded in 1874 and, aimed to provide life insurance for average, working families. Now in its third century, Foresters continues to champion the well-being of families through quality life insurance and investment products, unique member benefits and inspiring community activities.

Foresters continues to maintain its strong financial position with total assets of almost $12 billion CDN, total funds under management of $28 billion CDN and a surplus of $1.9 billion CDN.

Products of Independent Order of Foresters

Your Term

This product offers up to $400,000 in coverage with flexible terms, ranging from 10 to 30 years. It includes different riders, such as accelerated death, family health benefit, and accidental death. Combined with the fast application process by Foresters, and strong financial history, it's hard to go wrong with this policy.

Your Term Details
Length of coverage: 10, 15, 20, 25, or 30 years
Minimum coverage:$100,000
Maximum coverage:$400,000
Estimated time to approval:14 - 30 days
Product features:
Brochure:

Your Term Non-Med

Application takes about 20 minutes over the phone. Foresters is an amazing company with great service. They don’t run background or credit checks. They have multiple health classes, so rates are great for those in excellent to below-average health.

Your Term Non-Med Details
Length of coverage:10, 15, 20, 25, 30
Minimum coverage:$50,000
Maximum coverage:$400,000
Estimated time to approval:0 - 1 days
Product features:
Brochure:

Advantage Plus II

The Advantage Plus II product by Foresters provides the following coverage amounts by age:

  • $25,000 to $150,000 for ages 0-15
  • $25,000 to 400,000 for ages 16-55
  • $25,000 to $150,000 for ages 56-75

If you are under age 76, you'll have a term option of 20 years, or to age 100. However, the 20-year option is more expensive.

This policy includes multiple riders and has many more riders optionally available. Some of the included riders are accelerated death benefit, family health benefit, and accidental death.

The advantage plus product does not require a medical exam.

Advantage Plus II Details
Length of coverage:Whole Life
Minimum coverage:$25,000
Maximum coverage:$400,000
Estimated time to approval:2 - 10 days
Product features:
Brochure:

Independent Order of Foresters Reviews

The following reviews are published by True Blue Life Insurance customers, after purchasing a life insurance policy issued by Independent Order of Foresters.
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