Independent Order of Foresters
Address:PO Box 179
Buffalo, NY 14201  
Phone:1 800 828 1540  
Website: www.foresters.com  
* A.M. Best:A (Excellent) 
BBB:A+
About:Foresters is a leading international life insurance financial services provider with a unique history that spans more than 140 years. The organization was founded in 1874 and, in the spirit of fraternalism, aimed to provide life insurance for average, working families. Now in its third century, Foresters continues to champion the well-being of families through quality life insurance and investment products, unique member benefits and inspiring community activities. Over several decades, Foresters has led the way in pioneering many firsts in the North American insurance landscape. One of the organization’s first leaders was Dr. Oronhyatekha, a Mohawk who was one of Canada’s first Native doctors to practice western medicine. A man ahead of his time, Dr. Oronhyatekha championed the rights of women, children and minorities. During his tenure he insisted on admitting women as full members and provided benefits to the orphans of Foresters members.

The new Foresters Historical Mosaic showcases our fraternal heritage through archival documents including handwritten proclamations, medals, certificates and other beautiful artifacts. And, our extensive collection of historical photographs and newspaper articles provides a virtual journey through time, capturing both important historical landmarks and the shifting needs and expectations of society. Through the industrial, cultural and digital revolutions, Foresters has been there to support families and communities.

Foresters champions the well-being of families. This requires us to attend carefully to our own financial health. Foresters continues to maintain its strong financial position with total assets of almost $12 billion CDN, total funds under management of $28 billion CDN and a surplus of $1.9 billion CDN. 
Material:Company Brochure


*A.M. Best Company ratings range from A ++ (Superior) to F (In Liquidation)
Independent Order of Foresters
Independent Order of Foresters Katie Cuenin - TX
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 15 Year Level Term Guaranteed

Comments:
Great! Thanks so much!

5
Independent Order of Foresters Diamond West - CA
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
So far, so good! I just signed up, but Jen made the process very easy.

5
Independent Order of Foresters Brandon Williams - TX
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
I am very satisfied because I found what I was looking for and didn't have to second guess the
decision. Thanks Forester's


5
Independent Order of Foresters Justin Ortiz - AZ
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Simple easy process.

5
Independent Order of Foresters I Made Alit Sanjaya - CA
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Not too expensive like others. That all for now. Since this is my first experience.

5
Independent Order of Foresters Craig Coker - GA
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Great very easy and my agent was very helpful

5
Independent Order of Foresters Matthew Kopacz - GA
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Very pleasant experience

5
Independent Order of Foresters Ashley Duffy - FL
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Phenomenal service & responsiveness. Nikki Walker was the most helpful and patient agents. She took
the time and consideration to answer every single question, explain the process, and accommodate my
busy work schedule. She even took the time to find a better quote for me after I initially had
chosen one that was more expensive and provided less of the items I need for my family. I am now a
client a client for life and can rest easy knowing god forbid something does happen to me, my family
is protected and will be working with a company that really can provide the simplified customer
service you would need during a difficult time.

5
Independent Order of Foresters Andrew Murray - CT
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Approved me quickly with very minimal questions. Got the right amount of coverage at a very
affordable level price

5
Independent Order of Foresters Vito Ruggiero - PA
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Very quick turn around, thanks!

5
Independent Order of Foresters Richard Robinson - IL
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
The Service and attention that got from Jen was great

5
Independent Order of Foresters Elias Rodriguez - AZ
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Experience was great

5
Independent Order of Foresters William Price - TX
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Fair pricing and smooth automated underwriting without the hassle of medical exam.

5
Independent Order of Foresters Lela Dooley - FL
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
So far ok. I like the fact that they offer extras with their policy

5
Independent Order of Foresters Madgia Ames - SC
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 15 Year Level Term Guaranteed

Comments:
Thankful for the great life insurance rate and service.

5
Independent Order of Foresters Dayne Scott - VA
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 15 Year Level Term Guaranteed

Comments:
seems fine so far. I guess I won't know until I die....oh wait...I won't know. If they are bad I
will haunt them.

5
Independent Order of Foresters Jason Mielke - WA
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
So far so good. I believe I will work with them for many years to come

5
Independent Order of Foresters Casey Wehmeyer - MO
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
This is our first experience with Forester’s, but so far it’s gone well.

5
Independent Order of Foresters Angela Parisi Johnson - CA
3

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Can’t really say...I haven’t received any policy papers yet or had any communication with them
directly.

3
Independent Order of Foresters Charles Etzweiler - CA
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 15 Year Level Term Guaranteed

Comments:
Jason was a great agent

5
Independent Order of Foresters Stephanie Johnson - MO
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
So far I am extremely happy!

5
Independent Order of Foresters Lindsey Grier - WA
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
A very easy and smooth transaction.

5
Independent Order of Foresters Robert Patterson - OH
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Very Satisfied with service

5
Independent Order of Foresters John Denney - AZ
4

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Very efficient company, I would/will recommend to friends and family.

4
Independent Order of Foresters Ntheye Kabandama - CA
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 25 Year Level Term Guaranteed

Comments:
Excellent experience.

5
Independent Order of Foresters Jess Bulkowski - OH
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Approved almost immediately.

5
Independent Order of Foresters Jesse Ortiz - TX
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 20 Year Level Term Guaranteed

Comments:
Superb satisfaction and we were incredibly satisfied with the quality and level of care given to us
by the representative. Thank you very much for everything you did.

5
Independent Order of Foresters Alex Frantzis - OH
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 30 Year Level Term Guaranteed

Comments:
Great company from my experience

5
Independent Order of Foresters Donna Morrill - FL
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Had a great experience getting life insurance for my mom. Jennifer was very friendly, and did a
great job helping us get the help that we needed!

5
Independent Order of Foresters Jonathan Clark - MN
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
I have only had policy 2 weeks but they called to say they were sending policy packet as well as
follow call to verify delivery.
So far so good

5
Independent Order of Foresters Jeffrey Neidich - CO
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 15 Year Level Term Guaranteed

Comments:
Just a glitch with my mailing address which may have been my fault, the lot number was omitted.

5
Independent Order of Foresters Mark Carruba - TX
5

Company: Foresters
Product: YourTerm Non-Med
Plan: 10 Year Level Term Guaranteed

Comments:
Great plan and great price

5
Independent Order of Foresters Song Yang - MN
5

Company: Independent Order of Foresters
Product: YourTerm Non-Med
Plan: 15 Year Level Term Guaranteed

Comments:
The process was quick and I got my policy approved with in a few days.

5