Columbian Life Insurance Company

About Columbian Life Insurance Company

Columbian Life Insurance Company, an Illinois domiciled stock company, is an integral part of the Columbian Financial Group of companies. Their parent company, Columbian Mutual Life, is domiciled in Binghamton, New York and has been providing quality life insurance protection since 1882.

The Company has always prided itself on maintaining a solid financial and investment posture to ensure policyholder obligations are met. We offer consumer-oriented products designed for family and business life insurance needs and provide prompt, accurate, and friendly service to their clients.

Our review for Columbian Life Insurance Company

Columbian Life has provided quality life insurance since 1882. Their main insurance product is guaranteed issue life insurance. A form of life insurance with guaranteed acceptance, you can not be denied.

The highlight of Columbian Life is that they allow ages 25 and up to qualify for guaranteed issue policies, where most companies have a minimum age of 50.

Products of Columbian Life Insurance Company

Guaranteed Issue Whole Life

Columbian's Guaranteed Issue Whole Life Insurance is designed for people who find it difficult to purchase life insurance due to the underwriting requirements associated with many policies. It provides the following coverage amounts based on your age:

• Ages 25 - 44: $5,000 to $10,000
• Ages 45 - 80: $2,500 to $25,000

It's important to note that like with most guaranteed issue products, there is a graded benefit duration (a duration where the policy does not pay the full coverage amount in the case of death).

The policy pays a return of premium plus 6% interest for non-accidental death during the first 3 years.