5 Reasons to Buy Life Insurance

The thought of purchasing life insurance isn’t always the most pleasant consideration. After all, dealing with the inevitable — the fact that you are going to die one day — isn’t something most people want to think about. But there is some very good logic to doing exactly that right now. Here are five great […]

Why Women Need Life Insurance

Throughout the years, a woman’s role in the family and in the business world has changed quite a bit. And with this change has come her need for life insurance. Whether she’s the primary breadwinner of her family as an executive in the corporate world, a single parent working a 9-to-5, a stay-at-home mom, or […]

Captive vs. Independent Insurance Agents

Let’s simplify the process of buying life insurance. Ultimately you are going to buy an insurance policy from an insurance company with an insurance agent. But there are different types of insurance companies with different types of agents representing them. Let’s look at the differences between captive and independent insurance agents. You Need Life Insurance. […]

Life Insurance for Cigar Smokers

The average person knows that smoking will, in some way, affect their ability to get life insurance, but what they may not realize is that any kind of tobacco use will most likely raise their life insurance premiums. That includes cigars, no matter what kind of cigar or the size or the shape. Here’s how […]

Underwriting Your Life Insurance Application

You’re interested in buying a life insurance policy, but you’re wondering how you’re going to be “assessed” during the application process. Well, the application is really just the beginning. The life insurance company takes your application and hands it over to an underwriter, who then evaluates your risks in a variety of different ways. What […]