Taking care of your pet requires diligence, affection, and a lot of money. Seeing your furry friend fall ill or get injured is painful, but so is looking at the bill the receptionist hands over to you at the vet’s clinic. “Is that my bill?” There is no denying that veterinary care can be expensive, […]
About Brian Greenberg
Brian is the CEO and Founder of True Blue Life Insurance. Brian is licensed to sell life, health, annuities, and property and casualty insurance in all 50 U.S. states. He is the author of The Salesman Who Doesn't Sell and is a member of the Million Dollar Round Table, an organization that consists of the top 1% of financial advisors worldwide.
Entries by Brian Greenberg
Comparing pet insurance rates? Learn more about Healthy Paws.
While everyone’s scenario is different, the following calculator will provide you with a great estimate on how much life insurance coverage you need based on income, assets, and debt.
We analyzed and combined data from life insurance-related studies and surveys conducted between years 2011 and 2019.
For healthy seniors in their 60’s and 70’s, term life is best for higher coverage and price. Burial insurance is best for seniors in average health that want enough coverage for their funeral. For seniors in less than average health, we recommend guaranteed issue life insurance.
Costco offers one life insurance product through Protective Life Insurance. Protective is a reputable insurance provider and the term life policy they offer is exclusive to Costco members. Protective is a financially stable life insurance company boasting “AA” ratings from both Moody’s and Standard and Poor’s. They also have an “A+” from the Better Business […]
An accelerated death benefit rider gives you access to your life insurance death benefit, while you are still living. The pay-out is accelerated, meaning, you do not have to wait for death to occur to receive it.
It is a common misconception that running a business entitles owners to deductible life insurance premiums. But that’s not always true. Unlike the strict rules for individuals, it’s true that businesses have a bit more leniency with tax-deductible life insurance premiums. But only in very specific cases are they deductible as a business expense. In […]
Contrary to popular belief there are very few situations where life insurance premiums are tax-deductible. While premiums on long-term investment vehicles like an HSA or IRA are deductible, life insurance is a different story. It pays off, in the long run, to understand whether you qualify for these few situations. This can keep you out […]
If someone offered you a million dollar life insurance policy, you may think that it is too much coverage; that you might not qualify. Contrary to popular belief, million dollar life insurance is way more affordable and accessible than you might think. Improvements in the insurance industry have made it much easier and commonplace to […]
Expect the process to take 3-6 weeks on average; however, products like no medical exam life insurance, instant issue life insurance, and guaranteed issue life insurance are quicker but carry a higher premium when compared with a traditionally underwritten life insurance policy. Obtaining life insurance can be a notoriously long process — so much […]
True Blue Life Insurance 2019 Industry Trends Survey Key Statistics: 77% of respondents said they were uncomfortable having their premiums fluctuate based on their yearly physical results. 59% of overall respondents overall said they would not be willing to wear a fitness tracker and share their data with insurance companies for better rates. When offered […]