While everyone’s scenario is different, the following calculator will provide you with a great estimate on how much life insurance coverage you need based on income, assets, and debt.
About Brian Greenberg
Brian is the CEO and Founder of True Blue Life Insurance. Brian is licensed to sell life, health, annuities, and property and casualty insurance in all 50 U.S. states. He is the author of The Salesman Who Doesn't Sell and is a member of the Million Dollar Round Table, an organization that consists of the top 1% of financial advisors worldwide.
Entries by Brian Greenberg
There are a lot of choices when it comes to choosing an online independent life insurance agency, and it pays off to research which one best fits your needs. The agency works for you free of charge. This means the agency gets paid directly from the insurance companies in the form of commissions. You pay […]
Absolutely. You could have 10 insurance policies at the same time if you wanted to. What are some reasons for having multiple life insurance policies? Diversify your life insurance investments with policies from different companies Extend your existing life insurance coverage. “Stack” multiple policies to obtain the coverage needed “Ladder” term life insurance policies. 1. […]
Accelerated death benefits, sometimes called “living benefits,” speed up the payout of your life insurance policy, tax-free. This allows you to access benefits via a rider if you are deemed either terminally, critically, or chronically ill. They’re called “living benefits” because they are benefits you can get while you are still alive. It is a […]
How are no medical exam policies different? The only difference is the maximum coverage amount available. There is no difference in how and when the insurance provider pays the death benefit or any additional features the policy may provide. Is there a cost difference? Only for about 5% of people, those that are super healthy. […]
Expect the process to take 3-6 weeks on average; however, products like no medical exam life insurance, instant issue life insurance, and guaranteed issue life insurance are quicker but carry a higher premium when compared with a traditionally underwritten life insurance policy. Obtaining life insurance can be a notoriously long process — so much […]