Our review for American National Insurance Company
American National is one of our favorite companies. They have amazing products, helpful employees, and are willing to work with people who have some health issues.
The customer service is extraordinary.
We often consult with the company's underwriters before applying to ensure clients get the best-priced policies.
Applications take about 30 minutes to complete over the phone, and an email signature is required.
American National products offer the best living benefit riders we have, for free. The Terminal, Chronic and Critical Illness riders allow you to withdraw from the policy's death benefit in the event of disability or significant medical expenses.
Regarding the Terminal illness rider, most companies allow access to the death benefit with a diagnosis of fewer than 12 months to live. American National products will enable you to withdrawal the death benefit with a diagnosis of fewer than 24 months. We have witnessed the joy this feature can bring a family.
The prices are not the lowest in the industry, though the free benefits that come with the policies make the products a steal.
We like this company's ethics.