American Memorial Life Insurance Company

Customer Service Number: 1-800-533-2220

American National by Assurant Preneed

Who is American Memorial?

If you’re older than 50 and you have shopped for final expense life insurance, chances are likely American Memorial is a company you’ve heard of. American Memorial is the underwriting entity for Assurant Global Preneed. In other words, American Memorial is the sister company that you’ll work with and speak with to buy life insurance from parent company Assurant. While this may sound shady, it’s perfectly normal in the life insurance industry.

Through its American Memorial Life channel, Assurant Preneed provides the insurance products and support services for the largest funeral provider in North America based on total revenues, SCI. As of September 30, 2004, SCI operated over 1,200 funeral service locations and over 400 cemeteries in North America.

The company’s independent channel is comprised of 3,000 funeral firms in the U.S. and Canada. Assurant Preneed began operating with the acquisition of United Family Life Insurance Company in 1980. American Memorial Life Insurance Company was purchased in 2000. Assurant Preneed offices are located in Atlanta, Georgia and Rapid City, South Dakota.

What does American Memorial offer?

American Memorial offers multiple financial products, however, final expense insurance (also known as funeral insurance) is their largest source of income. It’s a type of life insurance available to people ages 50 to 85. Since it’s a whole life insurance product, you will remain insured as long as you pay the premium. In other words, if you get insured at age 68, you will still be insured at age 92, as long as you paid your monthly premium.

Final expense does not require a medical examination to qualify you. Instead, they will ask you some health questions, and check your public records. For instance, prescription medication records, health records, even driving records can be used in order to qualify you.

The best alternatives to American Memorial

While American Memorial has a great performance record, we do not quote their rates for various reasons. Such reasons are underwriting speed, customer feedback, and cost. However, we do quote other great companies.

The best alternatives to American Memorial are Mutual of Omaha, United Home Life, Royal neighbors of America and Gerber.

Final expense company comparison:

Mutual of OmahaUnited home lifeRoyal neighbors of America
Age45 - 8520 - 8050 - 85
Coverage$2,000 – $40,000$5,000 - $100,000$5,000 - $25,000
AvailabilityNot in AR, MT, NCNot in AK, ME, MT, NY, SD, VT, WYNot in AK, AL, HI, LA, MA, NH, NY
HighlightExcellent company and productsLargest age and coverage rangesMost lenient for health conditions
A.M Best ratingA+ (Superior)A- (Excellent)A- (Excellent)
Compare prices from these carriers

We recommend that you always compare the prices of multiple insurance providers. Never settle for one quote from one company. Otherwise, you could end up paying hundreds of dollars extra, for the same coverage, with equal or better products.

When you compare rates on True Blue, you can compare rates from all the best life insurance providers at once. No confusion, no biased opinions. Get a quote, compare, and make the decision yourself.

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American Memorial contact information

If you’ve purchased an American Memorial policy, you must contact Assurant Solutions Preneed Division directly. Their phone number is 1-800-533-2220, open Monday through Friday – 7 a.m. to 6 p.m. (MST).

You can visit Assurant Preneed’s website for more information.

Address:440 Mt Rushmore Rd, Rapid City, SD 57701
A.M. Best:A (Excellent)
8 replies
  1. Steve Richey
    Steve Richey says:

    I am the son and fiduciary for me mother, who purchased a policy several years ago (in the 80’s or 90’s, I think) and payments are still being made via her credit union account. However, when moving to assisted living, she lost her paperwork/policy #. In order to allow this policy to continue, I need information regarding what it is. Was unable to get the webpage to work. How do I find out the information regarding this policy? She resides in southern Indiana, and am assuming that this is a life insurance policy.

  2. Daniel L Richardson
    Daniel L Richardson says:

    i sent back my policy and cancelled the policy yet they are still sending me a premium payment notice and it was returned before 30 days

  3. Robert M Hendrix
    Robert M Hendrix says:

    Have burial insurance for myself and Myra Jean Hendrix through Pendry’s Funeral Home in Lenoir, N C. Can this be shifted to another funeral home while we are still living? With this policy through American Memorial Life Insurance Company we will have full coverage for complete funeral. If we can’t switch now will there be any problem switching upon our death? Thank you for responding.


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