Accidental Death & Dismemberment: The Most Affordable Life Insurance On The Market
Accidental Death & Dismemberment (AD&D) Insurance Protects Your Life From Those Pesky Everyday Risks At The Lowest Prices
Where else can you get a life insurance policy for less than what you pay for Netflix or an Amazon Prime membership every month? As one of the cheapest life insurance options on the market, Accidental Death insurance gives you the protection and the high dollar payout for death or permanent disabilities that result from non-health related causes. Perfect for everyone, AD&D insurance gives piece of mind when people need it the most.
Who Needs Accidental Death And Dismemberment Insurance?
Because accidents can happen at anytime, this type of coverage works for just about every single person from every walk of life.
Ages 18-25 : When it comes to the probability of death, young adults are most at risk for death by accident than by natural causes. While this age group rarely has dependents, their death may still have a significant financial impact and an accidental death policy provides a cheap life insurance option for covering potential medical bills and final expense due to an end of life situation.
Ages 25-35: As many in this demographic are beginning careers and potentially starting families, an AD&D policy can give an extra level of protection to ensure the financial certainty of any dependents at an affordable rate. Many employers offer this type of coverage as part of the overall benefits package; however, it is important that consumers realize that these types of policies end when employment ends and should invest in their own coverage.
Ages 35-55: Accidental death coverage provides a great add on to a customer’s overall financial plan, especially if there is a large amount of travel involved. Death while traveling may be a rare issue, that isn’t to say it can not happen and investing an extra couple of dollars a month to cover the increased costs related to an accidental death may make sense.
These types of policies work well for everyone, even those who currently own a life insurance policy.