American Memorial Life Insurance Company Foresters Life Insurance Company Assurity Life Insurance Company American Continental Life Insurance Company

Madison National Life Insurance Company United Home Life Insurance Company Fidelity Life Insurance Company
What is Final Expense Insurance?

Final expense insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies. Such a policy helps ease the financial burden placed on a family when a loved one dies.

While life insurance policies in this category are called final expense or burial insurance, we provide these no medical exam polices as traditional life insurance policies where the named beneficiary could use the proceeds for any purpose.

Features of a Final Expense Insurance Policy
  • No Medical Exam Required
  • $2,500 - $100,000 in coverage
  • Typically issued either immediately, or within 48 hours
  • Premiums will never increase
  • Beneficiaries can use proceeds for any purpose
What is Needed to Apply
  • A phone interview with one of our final expense agents
  • A voice, or digital signature, along with payment information
Pre Qualifying Questions:

If you answer yes to any of the below questions we will not be able to secure a life policy.

Is the proposed insured:

  • Currently in a Hospital
  • Currently in a Nursing Home
  • Currently on Hospice Care
  • Been advised by a medical professional to have less than one year to live
  • Over 89 years of age
  • Tested HIV Positive, or diagnosed with AIDS
  • Diagnosed with Alzheimer's, or Dementia
Available Coverage Amounts
  • $2,500 - $75,000

How we can help you:

  • Prices - We are an independent insurance agency and deal with all of the top final expense insurance companies
  • Experience - We have a dedicated department that have specialized in issuing final expense polices for over 33 years
  • Knowledge - We can answer any questions you may have and deal with the insurance companies on your behalf
  • Speed - Policies are issued immediately, or within 48 hours (depending on the insurance provider)
Company Age Min Max
American Memorial Life Insurance Company 0-25
26-39
40-75
76-80
80-85
5k
5k
5k
5k
5k
20k
30k
75k
25k
20k
United Home Life Insurance Company      
Assurity Life Insurance Company 0-65
66-80
5k
5k
50k
25k
American Continental Life Insurance Company 45-65
66-80
81-85
86-89
3k
3k
3k
3k
35k
25k
15k
10k
Foresters Life Insurance Company 50-80
81-85
2.5k
2.5k
35k
15k
Madison National Life Insurance Company 50-80
81-85
2.5k
2.5k
50k
15k

 

 


You can contact our Final Expense department by phone during business hours at: (866) 816-2100 x 8