Final Expense Insurance Comparison Chart

Questions
And Companies
Issue Ages?Length of graded death benefit period.Application Process?What does underwriting check?Coverage Amounts
40 – 80 years2 yearE application with required phone interview.

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

$5,000 – $35,000
40 – 80 years2 yearE application
Guaranteed Issue.$5,000 – $25,000
Up to age 80NoneE application with required phone interview.

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

$2,000 – $50,000
Up to 85 yearsNoneE application with required phone interview.

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

up to $75,000
45 – 89 years2 yearE application with required phone interview.

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

up to $35,000
25 – 80 years2 yearE application with required phone interview

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

$5,000 to $100,000
50 – 80 years2 yearE application with required phone interview

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

$2,000 – $35,000
50 – 80 years2 yearE applicationGuaranteed Issue$5,000 – $25,000
50 – 85 years3 yearE application

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

up to $35,000
18 – 80 years2 yearE application only

  • MIB (Medical Insurance Bureau)
  • RX (prescription drug check)

$3,000 – $30,000
45 – 85 years2 yearOnline application. Issued same day.Guaranteed Issue$3,000 – $25,000

What is Final Expense Insurance?

Final expense insurance is an insurance policy used to pay for burial expenses and funeral services when the named insured dies. Such a policy helps ease the financial burden placed on a family when a loved one dies.

While life insurance policies in this category are called final expense or burial insurance, we provide these no medical exam polices as traditional life insurance policies where the named beneficiary could use the proceeds for any purpose.

Features of a Final Expense Insurance Policy

  • No Medical Exam Required
  • $2,500 – $100,000 in coverage
  • Typically issued either immediately, or within 48 hours
  • Premiums will never increase
  • Beneficiaries can use proceeds for any purpose

What is Needed to Apply

  • A phone interview with one of our final expense agents
  • A voice, or digital signature, along with payment information

Pre Qualifying Questions:

If you answer yes to any of the below questions we will not be able to secure a life policy.

Is the proposed insured:

  • Currently in a Hospital
  • Currently in a Nursing Home
  • Currently on Hospice Care
  • Been advised by a medical professional to have less than one year to live
  • Over 89 years of age
  • Tested HIV Positive, or diagnosed with AIDS
  • Diagnosed with Alzheimer’s, or Dementia

Available Coverage Amounts

  • $2,500 – $75,000

How we can help you:

  • Prices - We are an independent insurance agency and deal with all of the top final expense insurance companies
  • Experience - We have a dedicated department that have specialized in issuing final expense polices for over 33 years
  • Knowledge - We can answer any questions you may have and deal with the insurance companies on your behalf
  • Speed - Policies are issued immediately, or within 48 hours (depending on the insurance provider)
CompanyAgeMinMax
0-25
26-39
40-75
76-80
80-85
5k
5k
5k
5k
5k
20k
30k
75k
25k
20k
0-65
66-80
5k
5k
50k
25k
45-65
66-80
81-85
86-89
3k
3k
3k
3k
35k
25k
15k
10k
50-80
81-85
2.5k
2.5k
35k
15k
50-80
81-85
2.5k
2.5k
50k
15k